Fringe Benefits in the U.S. Army
The Army is committed to the well-being of the community of people who serve and stand ready to defend the nation. Soldiers and their families receive comprehensive health care, life insurance and generous vacation time.
Health Insurance Benefits
As a Soldier, you and your family are entitled to service members group life insurance automatically covered by a comprehensive HMO-type military health-care plan called TRICARE that provides medical and dental care at little or no cost.
TRICARE enrollees receive most health care at a Military Treatment Facility, where a primary care manager supervises their care. The Army health-care team is one of the biggest health-care networks in the world, utilizing state-of-the-art technology in world-renowned facilities.
A network of “preferred” or “in-network” providers adds to the services offered at MTFs. Soldiers and their families are free to make appointments with any authorized provider.
Separate programs are available for Soldiers and their families who are on remote assignment or overseas. Learn more about health care benefits from the Army Benefits Center website.
Service members' Group Life Insurance is a program of low-cost group life insurance for active duty and Army Reserve Soldiers. SGLI coverage is available in $10,000 increments up to the maximum of $400,000. SGLI premiums are currently $.065 per $1,000 of insurance, regardless of the member's age.
Time off in the form of Army leave is an important component of Soldier life and well-being. Soldiers on active duty receive:
- 30 days vacation earned annually
- Weekends free
- National holidays
- Sick days as needed
*As with any job, missions and training may require work on weekends or holidays.