As a Soldier in the Army Reserve you are entitled to low-cost health and life insurance. The Army has one of the biggest health care networks in the world, with state-of-the-art technology, world-renowned facilities and some of the best and brightest staff in the industry.
Medical & Dental Insurance
As of Oct. 1, 2007, all eligible members of the Selected Reserve may qualify to purchase coverage under TRICARE Reserve Select. You must be a member of the Selected Reserve of the Ready Reserve, and you cannot be eligible for or enrolled in the Federal Employee Health Benefits (FEHB) program or currently covered under FEHB.
TRS members pay a monthly premium for health care coverage, just like most civilians do in their employer's health care plans. The monthly premiums are:
* $49.62 for TRS member-only coverage
* $197.65 for TRS member and family coverage
TRS offers coverage similar to TRICARE Standard and Extra. For more information on costs and coverage go to www.tricare.mil and enter your profile in the "My Benefit" portal.
Army Reserve Soldiers who are called to Active Duty service for more than 30 days receive comprehensive medical and dental care at no cost.
Some members of the Reserve, who are issued delayed-effective-date active duty orders for more than 30 days in support of a contingency operation, are eligible for "early" TRICARE medical and dental benefits beginning on the later of either: (a) the date their orders were issued or (b) 90 days before they report to Active Duty.
For complete information about TRICARE benefits for Reservists http://tricare.mil/mybenefit/home/overview/Plans/ReserveSelect/Qualify
Eligibility is determined by DEERS and you may qualify and enroll for TRS through the Guard and Reserve Web portal https://www.dmdc.osd.mil/appj/trs/index.jsp
You are also eligible for the TRICARE Dental Program (TDP), a voluntary, premium-based dental insurance plan, administered by United Concordia Companies, Inc., (United Concordia) when you are not activated. Although your family members are also eligible to enroll in the TDP during this time, your enrollment will be separate from theirs. If and when you are called to active duty for more than 30 days, your enrollment in the TDP will be dropped automatically and you will receive dental care as an active duty service member.
United Concordia maintains the TRICARE Dental Program official Web site, which will give you detailed information about your dental benefits.
http://www.tricaredentalprogram.com/tdptws/home.jsp
Life Insurance
Servicemembers' Group Life Insurance (SGLI) is a program of low-cost group life insurance available to Soldiers in the Army Reserve. SGLI coverage is available in $50,000 increments up to the maximum of $400,000. SGLI premiums are currently $.065 per $1,000 of insurance, regardless of the member's age.
